Bring verified banking to every business transaction. Know instantly, using better data to make better decisions. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations.
Ideal for retail loan origination, short term lending, auto financing, property rental, and more.
Popular among mortgage providers for delivering quick, accurate bank verification.
Used by lenders nationwide to evaluate another company’s ability to manage loans or credit.
Enhance the power of IBV through these easily-added enhancement modules and services.
Daily updates for recent transactions and account balance.
Real-time bank account balance. Determine if an ACH transaction will clear.
Verify if an individual transaction posted and provide its status.
IBV has access to over 15,000+ financial institutions in the US and Canada. Through our enhanced cloud architecture, we process and report on billions of transactions for consumer lending and credit companies, business lenders and mortgage and loan providers.
And IBV is built from the ground up to keep you in compliance with Consumer Federal Protection Bureau (CFPB), Federal Credit Reporting Act (FCRA) and other regulatory requirements associated with credit, lending, and mortgage origination.
Some companies sell similar services but are in fact just middle-men that put a layer between you and the data you’re using. When you sign up with IBV you’re working directly with the data provider. That means you get 24-7-365 service, the convenience of a single point of contact, and you can take advantage of all system improvements as they are rolled out.
IBV offers two API’s for use in custom software and application development. Designed to leverage current web development architectures, IBV API’s save you time and money by connecting you immediately with transactional data from thousands of financial institutions.