The most trusted bank aggregation & verification solution.

IBV is available in these three applications:


Ideal for retail loan origination, short term lending, auto financing, property rental, and more.


Popular among mortgage providers for delivering quick, accurate bank verification.


Used by lenders nationwide to evaluate another company’s ability to manage loans or credit.


Even more power with add-ons


Real-time bank account balance. Determine if an ACH transaction will clear.


Verify if an individual transaction posted and provide its status.


Daily updates for recent transactions and account balance.


Account and transaction information from over 20,000 financial institutions

Better data means better decisions.

IBV has partnered with over 20,000 financial institutions including global institutions and regional banks. We process and report on billions of transactions on behalf of consumer lending and credit companies, business lenders and mortgage and loan providers. IBV is designed to keep you in compliance with Consumer Federal Protection Bureau (CFPB), Federal Credit Reporting Act (FCRA) and other regulatory requirements associated with credit, lending, and mortgage origination.

Work directly with the data provider.

Some companies sell similar services but are in fact just middle-men that put a layer between you and the data you’re using. When you sign up with IBV you’re working directly with the data provider. That means you get 24-7-365 service, the convenience of a single point of contact, and you can take advantage of all system improvements as they are rolled out.

Build custom applications with a powerful API

IBV offers an API for use in custom software and application development. Designed to leverage current web development architectures, the IBV API saves you time and money by connecting you immediately with transactional data from thousands of financial institutions.

Learn more about our API

Rock solid security for you, your business and your customers.

pci 3.0
FCRA Compliant

IBV is powered by MicroBilt, a 30-year veteran in the data and risk management industry. Our product is based on a consumer-permissioned model whereby the applicant controls the log-in credentials and IBV reports on the data. Behind the scenes, IBV meets the industry’s most stringent data security requirements as well as current FCRA compliance standards.

Get started with IBV today.