IBV is an innovative financial data platform designed to work at the speed of your business. Through a holistic and comprehensive lens that takes into consideration both you and your customers needs, IBV allows you to bring verified banking data to every business transaction - from consumer loan origination to the verifications needed for business transactions and mortgage underwriting.

IBV is available in three industry-customized applications:


Ideal for retail loan origination, short term lending, auto financing, property rental, and more.


Popular among mortgage providers for delivering quick, accurate bank verification.


Used by lenders nationwide to evaluate another company’s ability to manage loans or credit.


Even more power with add-ons

Enhance the power of IBV through these easily-added enhancement modules and services.



Real-time bank account balance. Determine if an ACH transaction will clear.



Verify if an individual transaction posted and provide its status.



Daily updates for recent transactions and account balance.


IBV includes account and transaction information from over 8,800 financial institutions in North America alone.

Better data means better decisions.

IBV has access to over 8,800 financial institutions in the US and Canada. Through our enhanced cloud architecture we process and report on billions of transactions for consumer lending and credit companies, business lenders and mortgage and loan providers.

And IBV is built from the ground up to keep you in compliance with Consumer Federal Protection Bureau (CFPB), Federal Credit Reporting Act (FCRA) and other regulatory requirements associated with credit, lending, and mortgage origination.

Why do business with IBV

You’ll work directly with the data provider.

Some companies sell similar services but are in fact just middle-men that put a layer between you and the data you’re using. When you sign up with IBV you’re working directly with the data provider. That means you get 24-7-365 service, the convenience of a single point of contact, you can take advantage of all system improvements as they are rolled out and are able to add institutions at will.

You can build custom applications with IBV’s powerful API

IBV offers an API for use in custom software and application development. Designed to leverage current web development architectures, the IBV API saves you time and money by connecting you immediately with transactional data from thousands of financial institutions.

Learn more about our API

A platform you can trust, from a company with decades of industry experience.

pci 3.0
FCRA Compliant

IBV is powered by MicroBilt, a 30-year veteran in the data and risk management industry. Our product is based on a consumer-permissioned model whereby the applicant controls the log-in credentials and IBV reports on the data. Behind the scenes, IBV meets the industry’s most stringent data security requirements as well as current FCRA compliance standards.

Get started with IBV today.